Stripe - Features, Pricing & What Users Say
Stripe is a payment processing platform that allows businesses to accept online payments, manage subscriptions, and handle billing for customers worldwide.
What Makes Stripe Different
- Supports payments across multiple channels - websites, mobile apps, and in-person transactions
- Handles subscription billing and recurring charges automatically
- Offers built-in fraud detection and security tools
- Provides detailed transaction history and reporting
- Serves businesses of various sizes, from startups to large enterprises
Key Features
- Online payment processing for credit cards and digital wallets
- Subscription and recurring billing management
- Fraud detection and prevention tools
- Transaction history and detailed reporting
- Support for international payments and multiple currencies
- Customizable checkout experiences
- API access for custom integrations
- Dashboard for monitoring transactions and account activity
Pricing
Contact Stripe for current pricing. Pricing varies based on transaction volume, payment methods, and business type.
What Users Say
What users like:
- Reliable and stable platform for processing online transactions
- Strong fraud detection capabilities
- Clear transaction history and reporting features
- Works well for various business models including donations and subscriptions
Common complaints:
- Additional fees apply to international transactions
- Manually entered card payments incur extra costs
- Requires coding knowledge to access and use full platform capabilities
The Company
Stripe was founded in 2010 and is headquartered in South San Francisco, United States. The company has a team of 1,000+ employees and serves as a major payment infrastructure provider for online businesses globally.
Alternatives
- Square - Payment processing platform offering point-of-sale and online payment solutions
- PayPal - Established payment processor supporting online transactions and seller tools
- Authorize.net - Payment gateway enabling businesses to accept credit card and electronic check payments
- Braintree - Full-stack payment platform with support for multiple payment methods and currencies
Frequently Asked Questions
What is Stripe?
Stripe is a payment processing platform designed to help businesses accept and manage online payments. It handles credit card processing, subscription billing, and recurring charges. Stripe provides tools for fraud detection, transaction reporting, and payment integration across websites, mobile apps, and other platforms. The service supports payments from customers around the world in multiple currencies.
How much does Stripe cost?
Stripe's pricing structure is not publicly listed in standard terms. The cost depends on factors including transaction volume, payment method type (standard cards versus manually entered information), geographic location of transactions, and specific services used. Businesses should contact Stripe directly for pricing specific to their needs.
Is Stripe worth it?
Whether Stripe is worth it depends on business needs. Users report the platform is reliable for online transaction processing and highlight strong fraud detection capabilities. The main considerations are whether the fee structure fits the business model - particularly for businesses with high volumes of international payments or manually entered transactions - and whether staff has coding knowledge to manage integrations. Businesses that process most transactions online tend to find value in the platform.
What are the best Stripe alternatives?
Popular alternatives include Square (offering both online and point-of-sale solutions), PayPal (an established processor with broad payment method support), Authorize.net (focused on payment gateway functionality), and Braintree (providing multi-currency and diverse payment method support). Each alternative has different strengths depending on business type and payment processing needs.