Ramp - Features, Pricing & What Users Say
Ramp is a corporate card and expense management platform that helps businesses automate spending, set controls, and track company expenses in one place.
What Makes Ramp Different
- Virtual Ramp Cards with customizable spending caps that prevent employees from exceeding budgets
- No personal guarantee or credit check required for card approval
- Cash back rewards based on creditworthiness
- Automated expense tracking and reporting built into the platform
- Designed to work with existing banking and accounting systems
Key Features
- Corporate credit cards (physical and virtual options)
- Real-time spending controls and budget limits per employee or department
- Automated expense categorization and receipt capture
- Cash back rewards on purchases
- Integration with accounting software for seamless expense reporting
- Dashboard for monitoring company spending patterns
- Approval workflows for controlling who can spend and how much
- Mobile app for on-the-go expense management
Pricing
Pricing details are not publicly listed on Ramp's website. Contact Ramp for current pricing.
What Users Say
What users like:
- Virtual cards with accurate spending caps help employees stick to budgets without overspending
- Platform is easy to use and intuitive for managing expenses
- Works well for larger businesses with consistent spending needs
- Automated processes save time on expense management and reporting
Common complaints:
- Better suited for larger businesses than small companies
- May require a minimum bank account balance to qualify (at least $25K mentioned in reviews)
The Company
Ramp was founded in 2019 and is headquartered in New York, United States. The company has a team of 1,000+ employees. G2 rating information is not currently available.
Alternatives
- Brex - A corporate card platform with spending controls, rewards, and expense management features for growing businesses
- American Express Corporate Card - Offers business credit cards with spending controls and detailed reporting for expense tracking
- Divvy - Provides virtual and physical cards with budget controls and real-time expense categorization
- Chase Ink Business - A business credit card option with rewards and expense management capabilities
Frequently Asked Questions
What is Ramp?
Ramp is a corporate spending platform that combines business credit cards (physical and virtual) with expense management software. The platform allows companies to issue cards to employees with customized spending limits, track expenses automatically, capture receipts, and generate reports for accounting purposes. Ramp aims to reduce the time spent on expense management while giving finance teams better visibility and control over company spending.
How much does Ramp cost?
Ramp does not publicly display pricing on its website. The cost likely depends on factors like the number of employees, cards issued, and monthly spending volume. Interested companies should contact Ramp directly for a custom pricing quote.
Is Ramp worth it?
Whether Ramp is worth it depends on company size and spending patterns. User reviews indicate the platform works best for larger businesses that maintain consistent spending and have at least $25K in their bank account. Users highlight the ease of use and the benefit of automated expense tracking. However, smaller companies may find it less suitable for their needs. Companies should evaluate whether the features justify the cost based on their specific expense management challenges.
What are the best Ramp alternatives?
Popular alternatives in the corporate card and expense management space include Brex, Divvy, American Express Corporate Card, and Chase Ink Business. Each offers different features, rewards structures, and integrations. Businesses should compare options based on employee count, spending volume, required integrations, and specific spending control needs.